PRIVACY AND SECURITY POLICY

1. INTRODUCTION:

Valueconnecotors (hereinafter referred to as “AllMyFinance/ we/ our”) acknowledges the expectations of its customers (hereinafter referred to as “customer/ you/ your”) regarding privacy, confidentiality and security of Personal Information that resides with the AllMyFinance. Keeping Personal Information of customers secure and preventing any misuse thereof is a top priority of AllMyFinance.
AllMyFinance is strongly committed to protect the privacy of its customers and has taken all necessary and reasonable measures in line with the best industry practice to protect the confidentiality of the customer information and its transmission through website and it shall not be held liable for disclosure of the confidential information when in accordance with this privacy Commitment or in terms of the ‘Terms of Use’ of Website or agreement, if any, with the customers.
This Privacy & Security Policy (hereinafter referred to as “Policy”) explains how we protect Personal Information provided on our website www.AllMyFinance.com (hereinafter referred to as “Website”) and how we use that information in connection with our service offered through the Website (hereinafter called as "Service").

2. PERSONAL INFORMATION:

Personal Information (which may be a Sensitive Information “SI”) means any information /documents/details that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the AllMyFinance, can identify such person.

3. APPLICABILITY:

This Policy is applicable to the Personal Information (including but not limited to details pertaining to your name, parentage, marital status, nationality, state of residence, city of residence, email address, date of birth, gender, contact number/mobile number, user ids, passwords, recent photograph, signature image, e-KYC through UIDAI, Aadhaar based e-Signature and other Know Your Customer (KYC) documents like address proof, identity proof, income proof, PAN or such other officially valid documents/details (OVDs) accepted for concluding a financial transaction) which are shared/ uploaded by you, as and when you avail the products and services vide the online application forms and questionnaires through usage of Website and which AllMyFinance may become privy to. By visiting and/or using our Website, you agree to this Policy. Further, this policy applies to all current and former visitors to the Website and to our online customers. It is strongly recommended for you to return to this page periodically to review the most current version of the Policy. AllMyFinance reserves the right at any time, at its sole discretion, to change or otherwise modify the Policy without prior notice, and your continued access or use of this Website signifies your acceptance of the updated or modified Policy. However, if we make any material change to the Policy, we will notify you by email (sent to the e-mail address specified in your account) or by means of a notice on this Website prior to the change becoming effective.

4. EXPRESS CONSENT:

o You while providing the details/documents over the Website, including but not limited to Personal Information as mentioned hereinabove, expressly consent to AllMyFinance (its affiliates and business partners) to contact you, to make follow up calls in relation to the services provided through the Website, cross sell and upsell related products by AMF and its partners, for imparting product knowledge, offering promotional offers running on Website & various other offers offered by its partners on the Sites.
o You hereby authorize and expressly consent us to share your demographic and Personal Information with third parties including but not limited to Credit Information Companies to do an aggregate check of your credit profile and for AllMyFinance to send you targeted communications and offers by agreeing to the Terms of Use while accessing the Website. You hereby also consent AllMyFinance to procure credit information and indicative scores from the credit information companies on your behalf.
o AllMyFinance reserves the right (and you expressly authorize AllMyFinance) to share or disclose your Personal Information/ Sensitive Information when AllMyFinance determines, in its sole discretion, that the disclosure of such information is necessary or appropriate under the law for the time being in force.
o Customer consents to receive call from HDFC Ltd for Home loan product: Within 6 months of him filling the Home Loan Form on AllMyFinance

5. OPT-OUT:

In case you do not want to be disturbed over telephonic calls, kindly fill up the details requested under this section below, includingthe details of the telephone number(s) on which you do not wish to be contacted and submit the same at support@AllMyFinance.com from your email address registered at AllMyFinance. The details that you provide through the opt-out email will remain confidential and once you have submitted the same to us, your telephone number(s) will be removed from all our telemarketing calling lists within 15 working days. We will make every effort to ensure that you do not get any further telemarketing calls on such telephone number(s). The details to be submitted for opting-out shall be as below:
Title*
First Name*
Last Name*
City*
Email
Mobile Number #
Landline Phone Number #
* Mandatory fields
# Please enter your 10-digit mobile number

6. PURPOSE AND USAGE:

AllMyFinance will not sell or rent your Personal Information to anyone, for any reason, at any time. However, we will be sharing your Personal Information/ Sensitive Information with our affiliates and business partners including credit information companies, where we feel that you will be assisted better for the purpose of underwriting and approval of your credit card, loan and approving investment in Mutual Fund or any other financial product transaction/related transaction or for doing an aggregate check of your credit profile on your behalf and ending you targeted communications and offers. By registering on the Website, you authorize AllMyFinance to send texts and email alerts to you and any other service requirements, including promotional mails and SMSs Further, it enables AllMyFinance to:
o analyse usage of the Website and to improve the Service;
o send you offer alerts and communications relevant to your use of the Service;
o send you offer alerts and communications relevant to your use of the Service;
o enable you to apply for certain products and services;
o bind third-party contractors that provide services to AllMyFinance and are bound by these same privacy restrictions;
o Comply with all applicable laws and regulations;
For availing the Service such as applying for a loan, credit card, Mutual Fund or any other financial product we will require you to provide/upload on the Website the details such as a your name, parentage, marital status, email address, nationality, location, mobile number, PAN, employment & income details/proofs, Form 26 AS, recent photograph, signature image, other Know Your Customer (KYC) documents like address proof, identity proof and personally identifying information about a potential co-loan applicant (should you select this option), and to participate on our forum boards, a username (collectively the "Registration Information").
You may opt out of location based services at any time by editing the setting of your browser.

7. DISCLOSURE / SHARING:

AllMyFinance does not disclose sensitive personal data or Personal Information including SI of a customer except as directed by law or as per mandate received from the customer / applicant or with partner for processing your application.

8. EMAIL & SMS COMMUNICATIONS FROM US AND OUR PARTNERS:

We provide our registered customers with periodic emailers and email/SMS alerts. Subject to the express consent clause above, AllMyFinance’s Website subscribers may opt-out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails/SMS, such as email/SMS alerts. The above services are also provided by our partners.

9. Grievance Redressal:

For any Grievance with regards to AMF, registered customers are supposed to contact us through the below mentioned link (Contact Us) and AMF team would help you with the same.
Grievance Redressal Officer: Nilesh Tripathi
Email: support@allmyfinance.com
Landline: 02235572154